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Rates

personal loans | investments | mortgages | deposits

Rates Effective: May 19, 2015 (Rates Can Change Without Notice)
All Rates Shown are Per Annum
PRIME RATE : 2.85%

* Technical disruptions by our Web Site hosting supplier may prevent timely updating of this page. In the event of a discrepancy, in-branch posted interest rates are deemed to be the final posted interest rates.

PERSONAL LOAN RATES
    floating fixed
PURCHASE OF VEHICLE, New (Cars ,Trucks) 3.35 4.00
PURCHASE OF NEW RVS, TRAILERS,MOTORCYCLES Purchase price or less
HOME EQUITY LINE OF CREDIT COLLATERAL MORTGAGE PRIME + 1.00 3.85
UNSECURED LINE OF CREDIT PRIME + 4.00 6.85
HOME SECURED (LOC) - CAVEAT PRIME + 1.00 3.85
STUDENT LOAN/LINE OF CREDIT PRIME + 1.00 3.85 -
INTERIM FINANCING (single credit request, no mortgage) PRIME + 7.00 6.85 -
INTERIM FINANCING (with new SECU mortgage) PRIME + 3.00% 5.85
RESP/RRSP/TFSA PURCHASE (12 Month Amortization) PRIME 2.85
RESP/RRSP/TFSA PURCHASE (36 Month Amortization)*** PRIME + 1.00 3.85 -
MUTUAL FUNDS PURCHASE (Non-Registered) ***(12 Month Amortization) PRIME 2.85 -
MUTUAL FUNDS PURCHASE (Non-Registered) ***(36 Month Amortization) PRIME + 1.00 3.85 -
*** Must be invested through Shell Credit Union
INVESTMENT RATES
TERM DEPOSITS, RRSP'S , RRIF'S, RESP'S, LIF'S, TFSA
• 1/4% bonus on deposits of $ 50,000 and over
• Non-registered term interest can be paid monthly to Alberta Plus
90 DAY TERM $500.00 Minimum - Redeemable @75% of term's current rate 0.50
180 DAY TERM $500.00 Minimum - Redeemable @75% of term's current rate 0.60
90 DAY RSP / RIF / RESP / LIF / TFSA $500.00 Minimum - NON-Redeemable 0.50
180 DAY RSP / RIF / RESP / LIF / TFSA $500.00 Minimum - NON-Redeemable 0.60
1 YEAR TERM $1000.00 Minimum - NON-Redeemable 1.15
2 YEAR TERM $1000.00 Minimum - NON-Redeemable 1.25
3 YEAR TERM $1000.00 Minimum - NON-Redeemable 1.30
4 YEAR TERM $1000.00 Minimum - NON-Redeemable 1.40
5 YEAR TERM $1000.00 Minimum - NON-Redeemable 1.60
5 YEAR REDEEMABLE TERM DEPOSIT / RRSP / RRIF / LIF $1000.00 Minimum Redeem up to 20% of original investment amount each year. A year is defined as the 12 month period following the purchase/anniversary date each year. Only one redemption allowed per year. 1.00
PERFORMANCE PRODUCTSPlease click here for up-to-date returns
MORTGAGE RATES
FIRST MORTGAGE 6 MONTH TERM OPEN / CONVERTIBLE 6.30
FIRST MORTGAGE 1 YEAR TERM OPEN / CONVERTIBLE 6.30
FIRST MORTGAGE 1 YEAR TERM 20 / 20 Prepayable 2.89
FIRST MORTGAGE 2 YEAR TERM 20 / 20 Prepayable 2.84
FIRST MORTGAGE 3 YEAR TERM 20 / 20 Prepayable 3.35
FIRST MORTGAGE 4 YEAR TERM 20 / 20 Prepayable 3.89
FIRST MORTGAGE 5 YEAR TERM 20 / 20 Prepayable 2.89
DEPOSIT RATES
Regular Savings 0.10
Premium Savings 0.85
VARIABLE , RRSP / RRIF / RESP / LIF / TFSA ACCOUNTS
Interest calculated on a minimum daily balance and paid quarterly 0.25
US $ Plus
$ UP TO $ 4,999 0.00
$ 5,000 TO $ 24,999 0.05
$25,000 PLUS 0.15